Yesterday I bought a pattern I wanted to downlaod, after that the coins vanished and automatic payment appeared in my list. After a while I was able to download the pattern. It worked, but I do not understand how:(
It can be your choise to buy goldcoins with real money, say by using PayPal. Before doing that I have to register my paypal account to Pindiy. Pindiy can not get payed without you giving permission to do so. I like Pindiy because I don't have to pay, just wait a bit longer and get goldcoins to obtain whatever I like:)