Do you prefer buying a kit and working it or working from a pattern? I think both are the same cost in the long run as normally I wont use an entire skein that I buy and now I have over 950 skeins of floss!! Not much fabric though.
I think part of the the fun is getting everything ready to start stitching so I prefer patterns. The only time I do kits these days is if someone buys me one. This also gives me spare pennies to buy things like new frames, needles, and goodies as I can often kit them up much cheaper.